Terms of service

1. The service

$PEAR is software that makes a coin for you on pump.fun without you connecting a wallet, and can pair that coin with a live question from a prediction market. In outline it works as follows.

• —You enter a name, a ticker and a picture, and optionally a story, links, a first buy for yourself, and a question to back.
• —The site shows one exact amount to send and an address to send it to. That address is generated for your launch and held in managed custody.
• —When the amount lands, the coin is created on pump.fun, your first buy is made if you asked for one, and the tokens are sent to the address you gave.
• —If you chose the burn option, the creator fees your coin earns are collected, used to buy $PEAR on the open market, and burned.
• —If you chose holder rewards instead, those fees go to your coin's holders through pump.fun's own mechanism, not to us.
• —A paired question is refreshed over time and marked won or lost when it settles.

2. What it is not

$PEAR does not sell coins, investments, securities, derivatives or managed accounts, and it is not an exchange or a broker. It is a tool that carries out the launch you configure.

A paired question is a label, not a bet. The coin does not pay out when the question settles, the outcome does not entitle anyone to anything, and $PEAR takes no position on either side.

3. Eligibility and what you promise

By using $PEAR you promise that, each time you use it, all of the following is true.

• —You are at least 18 and can enter a binding contract.
• —Making and trading coins is lawful where you are, and you have checked that yourself.
• —You are not subject to sanctions, not located in a comprehensively sanctioned territory, and not acting for anyone who is.
• —You are not using $PEAR to launder money, evade tax or sanctions, finance terrorism, manipulate a market, defraud anyone or commit any other unlawful act.
• —You are using it for yourself and you understand exactly what it does.

4. No advice and no relationship of trust

Nothing on this site — the interface, the docs, the how-it-works pages, the market lists, the charts, the figures, or any message from us — is financial, investment, trading, legal, tax or accounting advice, a recommendation, a solicitation or an offer.

We are not your broker, dealer, exchange, adviser, manager, trustee, fiduciary or agent. No relationship of trust is created by these terms or by your use of $PEAR.

You alone decide whether to launch, what to name it, which question to back, whether to burn or reward holders, and when. Any use you make of $PEAR is at your sole discretion and risk.

5. Payment addresses and control of funds

Read this section carefully. The address you are shown for a launch is generated by the operator of $PEAR and its keys are held in managed custody. You do not hold those keys and they will not be given to you.

That means all of the following.

• —You are trusting the operator, the key-management provider and the hosting behind them with the amount you send.
• —Any compromise, loss or outage in that chain could mean the loss of the amount you sent.
• —The amount you send is not client property held on trust for you, is not insured, and is not covered by any deposit-protection or investor-compensation scheme.
• —We may be required by legal process to freeze, disclose or hand over funds or information, possibly without notice to you.

6. Fees

Making a coin on pump.fun through $PEAR has no platform fee. You pay the network and rent cost of creating the coin, plus whatever you choose to add as your own first buy, a gift, or a donation.

The exact amount is shown before you send anything, and that is the amount to send. Send too little and nothing is made. Send materially more than shown and the difference is treated as part of your launch.

Network costs are set by Solana, not by us, and can change between the moment you see a quote and the moment you send. If we ever introduce a platform fee it will be shown in the interface before you pay.

7. Refunds

If your payment arrives but the coin cannot be made, the service returns the amount to the address you gave, minus the network cost of the refund. This is automatic and is retried until it succeeds.

A refund goes only to the address you entered. Enter it correctly. Send from a wallet you control — never from an exchange account — because a refund sent to an exchange deposit address may be lost.

Once a coin exists on pump.fun, the launch is complete and there is no refund. A coin losing value is not a failed launch.

8. The burn loop is one-way

Choosing the burn option sets your coin's creator-fee recipient to a wallet the service controls. That is a one-way step: we cannot undo it, and to our knowledge it cannot be undone by you, by pump.fun or by anyone else.

From then on the creator fees your coin generates flow to the service, are used to buy $PEAR, and the $PEAR bought is burned. You will not be able to reclaim that fee stream, reverse a burn or recover burned tokens.

Do not choose the burn option for fees you may later need, and do not choose it for a coin whose fees are owed or promised to anyone else.

9. Automated execution

$PEAR runs automatically, without a human reviewing individual launches, and with no obligation on us to monitor, intervene, halt or optimise anything on your behalf. We do not promise any level of uptime, speed, price or order in which launches are handled.

Automated systems fail. Among other things, a launch may be delayed or retried, a fee claim may fail, a buy may execute at an unfavourable price, a burn may be postponed, a question's odds may be stale, or a job may stop after an outage. Our safeguards reduce these risks; they do not remove them.

10. Third parties we depend on

$PEAR depends entirely on services we neither control nor endorse, including Solana and its validators and RPC providers, pump.fun, IPFS gateways, Dexscreener, Jupiter, Polymarket, Kalshi, key-management and hosting providers.

We are not responsible or liable for any act, omission, outage, bug, exploit, delisting, insolvency, rug, seizure, censorship, policy change, fee change or term change of any of them, or for any loss arising from one. Your use of those services is governed by their terms, not ours.

If a third party becomes unavailable, restricts access, changes its rules or stops operating, $PEAR may break in whole or in part, funds in transit may be delayed or lost, and we may be unable to recover them.

11. Risk

Coins are extremely risky and most go to zero. Prices are volatile, liquidity can vanish, and you can lose everything you put in.

You accept the risk of bugs, exploits, network congestion, failed transactions, front-running, price impact, and the total loss of any amount you send or any coin you make or buy. You take that risk knowingly and voluntarily.

Only send what you can afford to lose entirely.

12. Your content and acceptable use

You are responsible for the name, ticker, picture, story and links you submit, and you confirm you have the right to use them.

Do not submit anything unlawful, hateful, sexual involving minors, impersonating a person or brand you do not represent, or designed to deceive. We may hide a coin, its page and its content from this site at any time, and may refuse service. Hiding a coin here does not remove it from pump.fun or Solana.

Do not attack, scrape abusively, overload or attempt to bypass the rate limits on the site or the public API.

13. Accounts

An account is optional and exists so you can see your own coins. Keep your login details safe; you are responsible for what happens under your account. We may suspend an account used to break these terms.

14. As-is, and limits on our liability

The service is provided as-is and as-available, without warranties of any kind, express or implied, including fitness for a particular purpose, merchantability, non-infringement, accuracy, availability or uninterrupted operation.

To the fullest extent the law allows, we are not liable for indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, lost tokens, lost opportunities or loss of data, even if we were warned they were possible.

To the fullest extent the law allows, our total liability for all claims relating to $PEAR is limited to the greater of the platform fees you actually paid us in the three months before the claim, or fifty US dollars.

Nothing here excludes liability that cannot lawfully be excluded.

15. You cover us

You agree to cover us for claims, losses and reasonable legal costs arising from your use of $PEAR, your content, your breach of these terms, or your breach of any law or third-party right.

16. Disputes

Talk to us first: contact us on X and give us 30 days to resolve the issue before starting anything formal.

Any dispute is yours individually. To the fullest extent the law allows, you waive any right to bring or take part in a class action or representative proceeding about $PEAR.

If a term is found unenforceable, the rest stays in force.

17. Changes and ending the service

We may change these terms as the service changes, by posting a new version here with a new date. Continuing to use $PEAR after a change means you accept it.

We may change, suspend or discontinue any part of $PEAR at any time. Anything already recorded on Solana — your coin, your payments, past buys and burns — stays there regardless.

18. Contact

Reach us on X at @Pearitnow. It is the only channel we monitor.